A floor-by-floor FF&E payment, movable room furnishings on a term loan, a mattress set and linen package, motel keycard locks and a laundry-versus-linen-service example, with Beaufort County, SC traveler accommodation counts.
At a glance
- Traveler accommodation, Beaufort County, SC
64 employer establishments (CBP 2023, NAICS 7211)
- Paid employees, traveler accommodation
2,911 in the March 2023 pay period (CBP)
- Accommodation establishments under 5 employees
8 of 64, a 12.5% share (CBP 2023)
- Accommodation businesses with no paid employees
72 in Beaufort County, SC (NES 2024, NAICS 7211)
Hotel FF&E financing for Beaufort County, SC: guest room refreshes one floor at a time
FF&E stands for furniture, fixtures and equipment: the beds, nightstands, desks, televisions and drapes in each room. Refreshing one floor at a time keeps the other floors open and spreads the spending across separate requests. Equipment financing fits these purchases, since each item has a price and a supplier invoice.
Illustration only, invented figures: a 24-room floor gets new beds, nightstands, desks, televisions and drapes at $3,850 a room, $92,400 for the floor. Over 60 months at 10.2% the floor carries a payment of $1,972.33, which works out to $82.18 per room each month.
County Business Patterns counts 64 traveler accommodation establishments in Beaufort County, SC for 2023 (NAICS 7211, the code for hotels, motels and bed-and-breakfast inns). They reported 2,911 paid employees in the March pay period, about 45.5 per establishment by our arithmetic, and $131.8 million of annual payroll.
Business loans for hotels around Beaufort County, SC: movable room furnishings, FF&E and housekeeping payroll
Three uses, three products. Movable room furnishings go on a term loan with fixed monthly payments. Furniture and equipment go on equipment financing. Housekeeping and front-desk payroll while rooms are offline goes on working capital. Fixed flooring, bathroom, paint and wall work are excluded. Movable purchases that can fit a request:
- Removable flooring: freestanding rugs or removable vinyl mats
- Bathroom vanities, mirrors and freestanding lighting; fixed faucets and wiring are excluded
- Drapes, blackout shades and removable wall decor; fixed paint and wallcovering are excluded
- Headboards, desks, chairs and other case goods
- Room signage and new door hardware
Illustration only, invented figures: a property replaces movable vanities, freestanding lighting, drapes and case goods in 18 rooms for $68,000. A term loan at 11.3% over 72 months sets the installment at $1,304.79; across six years the installments come to $93,944.88.
Shell, grounds and parking-area work are property matters that a request here does not take on. ZIP 29902, where the office sits, had 12 traveler accommodation establishments on the 2023 ZIP Code Business Patterns list.
Hotel business loans for Beaufort County, SC: guest room case goods, mattress sets and linens
A mattress set is the mattress and box spring on each guest-room bed. Replacing mattress sets is an equipment purchase: the supplier invoice lists each one, and linens and other soft goods can ride on the same request. Heating and cooling equipment fixed into the walls belongs to the building, and requests here leave it out.
Illustration only, invented figures: 40 mattress sets at $1,180 each go onto the existing bed frames, and a full linen par of sheets and towels adds $6,800, $54,000 in all. At 9.8% over 48 months, the payment is $1,364.40, and interest across the term is $11,491.20.
In this example each of the 40 rooms carries about $34.11 a month of the package. Small staffs are rare in this industry: only 8 of the 64 Beaufort County, SC traveler accommodation establishments had fewer than five employees in 2023 (CBP), a 12.5% share, so wages keep running during any refresh.
Motel financing options for Beaufort County, SC: breakfast bar equipment, keycard locks and working capital
A motel’s list differs from a full-service hotel’s: a breakfast bar, keycard locks on exterior-corridor doors, a laundry room, a front-desk system. These are equipment purchases, and a working capital loan can carry wages and supplies while rooms are out of service.
Illustration only, invented figures: a 52-room motel swaps its metal keys for keycard locks at $265 a door, $13,780, and adds a breakfast bar with a waffle station, a coffee brewer and a refrigerated case for $6,400. Financing the $20,180 total at 11.4% over 36 months costs $664.50 a month.
Nonemployer Statistics for 2024 lists 72 traveler accommodation businesses in Beaufort County, SC with no paid employees (NAICS 7211). An owner-run inn buying keycard locks or a breakfast bar sends the same supplier quote as a larger property.
Hotel equipment financing in Beaufort, SC: laundry washers, lobby furniture and signage
Equipment requests are not only about rooms. Commercial washers and dryers, lobby seating and the sign at the entrance are equipment with invoices, and an in-house laundry can replace a monthly linen service bill.
Illustration only, invented figures: a hotel sends its sheets and towels to an outside linen service for $3,100 a month. Two washer-extractors at $11,900 and two dryers at $6,300, $36,400 together, financed at 9.5% over 60 months, cost $764.47 a month.
In this example the laundry payment is $2,336 less than the linen service bill each month, before the detergent, utilities and staff hours that in-house laundry adds; those costs belong in the comparison too. Other trades, from cafes to repair shops, have pages of their own on the industries page, and the Beaufort, SC page covers the city and its records.
For a worked comparison of equipment financing and a term loan on a 12-room furniture package, see the article on inn and hotel FF&E funding.
By Coralmont Advances · Updated