The partner that reads the salon’s card and bank records names any terms, and a salon with card sales can also compare a merchant cash advance, which is not a loan.
A salon purchase table, Beaufort County, SC beauty, barber and nail salon counts, a styling chair and dryer example, barber suite lease notes and a nail salon advance example.
At a glance
- Beauty salons, Beaufort County, SC
82 employer establishments (CBP 2023, NAICS 812112)
- Beauty salons under 5 employees, Beaufort County, SC
59 establishments, 72.0% (CBP 2023)
- Nail salons, Beaufort County, SC
24 employer establishments (CBP 2023, NAICS 812113)
- Beauty salons with a ZIP 29902 address
12 establishments (ZBP 2023)
Business loans for salons around Beaufort County, SC: dryers, product orders and movable furnishings
Business loans for salons split by what the money buys. Hooded dryers, styling chairs and color stations are equipment; a retail product order is stock that sells through in weeks; a movable reception desk, removable flooring or freestanding color bar is identifiable equipment or furnishings. Fixed suite work is excluded. Matching each purchase to a product keeps the payment in step with how long the purchase earns.
| Purchase | Funding that fits | How it is paid back or collected |
|---|---|---|
| Dryers, color stations, styling chairs | Equipment financing | Fixed payments over the equipment’s working life |
| Retail product order | Working capital or a credit line | Short term, paid down as the product sells |
| Movable reception desk, removable flooring or freestanding color bar | Term loan or working capital | Fixed payments while the new space earns |
| Gap in card sales | Merchant cash advance (not a loan) | Daily card-sale share collected until the agreed amount is reached |
Product orders and payroll gaps fit working capital, which a partner can review on bank statements and card deposit reports.
Business loan for hair salon around Beaufort County, SC: hair, nail and barber shop upgrades
Hair salons in Beaufort County, SC are small payrolls. County Business Patterns for 2023 lists 82 beauty salons with paid staff (NAICS 812112); 59 had fewer than five employees, a 72.0% share, and the 82 reported 337 paid employees in the March pay period. A small shop upgrading two stations can send a short request: the quote, recent bank statements and card deposit reports.
- Hair: styling chairs, backwash units, hooded dryers, a color bar
- Nail: pedicure chairs with whirlpools, vented tables, UV dryers
- Barber: hydraulic barber chairs, sterilizers, clipper stations
- All three: a booking system, card terminals, reception furniture
Salons without staff are counted apart. Nonemployer Statistics for 2024 lists 438 beauty salons in Beaufort County, SC with no paid employees (NAICS 812112). A stylist working alone who opens a first suite can send a request built on the business’s own deposits and returns.
Hair salon financing for Beaufort County, SC: styling chairs, dryers and movable suite furnishings
Hair salon financing treats chairs and dryers as equipment: each has a quote, a model number and a resale value, so the equipment secures the agreement. Movable styling stations, color carts and freestanding lamps can suit a term loan or working capital instead. Fixed suite walls, sinks, doors and room work are excluded.
Illustration only, invented figures: a hair salon prices six hydraulic styling chairs, three hooded dryers and two color stations at $21,600. A 36-month equipment agreement at 10.6% bills $703.07 each month, $25,310.52 over the full term, of which $3,710.52 is the cost of financing.
ZIP Code Business Patterns put 12 beauty salons at a ZIP 29902 address in 2023, the ZIP that holds the Coralmont office; it reaches past the Beaufort, SC city limits.
Barber shop loan in Beaufort, SC: barber chairs, color bars and suite leases
In Beaufort County, SC, County Business Patterns counted 10 barber shop establishments with paid staff in 2023 (NAICS 812111), 6 of which kept fewer than five employees. Nonemployer Statistics for 2024 separately lists 68 barber shop businesses in Beaufort County, SC with no paid employees (NAICS 812111).
A barber shop loan covers two kinds of cost. Barber chairs, sterilizers and a color bar are equipment. Moving into a salon suite or a larger space brings a lease deposit and the first months of rent before every chair is filled, which is working capital. A funding partner can ask for the signed lease or letter of intent, the equipment quote and recent bank statements.
Nail salon loan for Beaufort County, SC: pedicure chairs and movable salon furnishings
In Beaufort County, SC, 23 nail salon establishments out of 24 with paid staff kept fewer than five employees in 2023 (CBP, NAICS 812113), a 95.8% share. The 2023 ZBP lists three nail salons at ZIP 29902. A pedicure chair with a whirlpool tub is a priced machine, so a row of pedicure chairs fits equipment financing; movable nail tables and freestanding lamps can fit a term loan. Fixed suite construction, plumbing and lighting wiring are excluded.
Illustration only, invented figures: a nail salon takes a $16,000 merchant cash advance at a 1.31 factor rate, so the provider is owed $20,960 from card sales. A 12% holdback on $1,450 of daily card sales sends $174.00 to the provider each business day, and the full amount is collected after about 121 business days. The advance is not a loan, and the $4,960 difference is its cost.
Other trades with pages of their own sit on the industries page; local records for owners sit on the Beaufort, SC page.
By Coralmont Advances · Updated